Thinking about moving to the Dutch capital? One of the first questions is: what is the cost of living in Amsterdam? The short answer is that it is higher than most Dutch cities, mainly because of housing. Here is a breakdown, with the caveat that the figures are rough and change often.
Housing
Rent is the biggest cost. Reports in recent years put one-bedroom apartments in the free sector at well above 1,500 euros a month in central areas, and a bit less in outer districts. Shared rooms cost less but are in demand. Social housing waiting lists are long, so newcomers usually rent privately. Be careful of scams, and never transfer money before viewing the home and checking the contract.
Utilities and insurance
- Gas, electricity, water: often 100 to 250 euros per month, depending on the home.
- Health insurance: mandatory for residents, with basic cover costing about 130 to 160 euros a month per adult in recent years, plus a yearly deductible.
- Internet and mobile: 40 to 80 euros.
Food
Groceries for one person typically cost 250 to 350 euros per month. Supermarkets such as Albert Heijn, Jumbo and Lidl dominate. Eating out is pricey: a main course in a casual restaurant is often 15 to 25 euros, and a coffee is around three euros.
Transport
Most residents cycle. A used bike costs a few hundred euros, plus a good lock. Public transport is efficient but not cheap, and monthly subscriptions exist. A car is rarely worth it because parking fees are high.
Leisure
Museum visits, concerts and nights out add up. A museum card gives access to many sights for a yearly fee. Gym memberships cost around 25 to 40 euros per month.
Sample monthly budget for one person
- Rent: 1,100 to 1,800 euros
- Utilities and internet: 150 to 300 euros
- Health insurance: 130 to 160 euros
- Groceries: 250 to 350 euros
- Transport: 30 to 100 euros
- Leisure and dining: 150 to 300 euros
How to save
- Live outside the ring in towns like Amstelveen or Zaandam.
- Share a flat.
- Shop at markets and discount supermarkets.
- Check allowances you may qualify for through the tax office.
Compare with current data from Statistics Netherlands before you decide, since these estimates are approximate and not financial advice. For more city guides, see invisionfree.com.
Featured image: Basile Morin, via Wikimedia Commons (CC BY-SA 4.0).
