What it is, in one sentence
Networth and Chill Vivian Tu is a personal finance podcast hosted by Vivian Tu, a former Wall Street trader who built a following as Your Rich BFF, and it aims to talk about money the way a smart friend would. That’s the easy summary. Here’s more detail on who she is and who the show helps.
About Vivian Tu
Tu worked as a trader before moving into media. She founded Your Rich BFF Media, which grew through short social videos explaining credit, investing, salary negotiation and everyday money habits. She is also an author and speaker.
The book
Her first book, Rich AF: The Winning Money Mindset That Will Change Your Life, came out on December 26, 2023. It became a New York Times bestseller in both the Business and the Advice, How-To & Miscellaneous categories. Note that the book is not called “Your Rich BFF”; that’s her brand name.
The podcast
Networth & Chill launched in 2023 with Audioboom. For its second season she partnered with Vox Media and PS (formerly PopSugar). The show’s own page describes the topics as money as it relates to your actual life, with a conversational tone. One page says new episodes come out weekly on Wednesdays, while a third-party directory suggested a fortnightly schedule, so check the feed for the current rhythm.
Typical topics
- Divorce and money, including one episode titled around the dollars behind divorce
- Going from zero to a million by thirty, as discussed in a guest interview
- Building a business, such as her own story of leaving a job to start Your Rich BFF
Who will like it
- Beginners who feel intimidated by finance jargon.
- Young professionals negotiating pay, paying off loans or starting to invest.
- Creators and side-hustlers curious about turning content into a business.
A caution about money media
Entertaining advice isn’t personalised advice. A host doesn’t know your debts, tax position or goals. Use episodes as a starting point, then verify specifics from regulators and official sources. For example, Investor.gov offers free, neutral explanations of investment products, fees and scams.
Net worth, the idea behind the name
The title plays on a simple concept: your net worth is what you own minus what you owe. Tracking it every few months is a quick way to see if you’re moving in the right direction. List cash, investments, retirement accounts and property, subtract loans and credit card balances, and write down the result.
Quick summary
- Host: Vivian Tu, founder and CEO of Your Rich BFF Media
- Show: Networth & Chill, started 2023
- Book: Rich AF, published December 2023
If you try an episode, pick a topic close to what you’re facing right now. And keep notes on any action you decide to take, so you can follow up.
Questions people ask about networth and chill vivian tu
Many listeners searching networth and chill vivian tu want to know whether the show is for them. A good test is to listen to one episode on a topic you currently care about, perhaps a specific question like paying off a loan or negotiating a raise, and see whether it gives you a next step you can take that week.
It’s also worth knowing what the show isn’t. It’s entertainment and education, not individual advice. A host can explain how a Roth account works in general; she can’t know whether it’s right for you. Pair what you hear with your own numbers, and for big decisions consider a fee-only adviser or a tax professional.
If you like the book as well, a sensible approach is to read a chapter, write down one action, and do it before moving on. Money habits tend to change through small repeated steps, such as setting up automatic savings, rather than one big burst of motivation.
Getting started without overwhelm
- Pick one topic, such as emergency savings or student debt.
- Listen to one episode and write down a single action.
- Do that action within a week.
- Review your own numbers monthly.
Small, repeated steps beat big plans that never begin. And if something in an episode sounds too good to be true, check it against a regulator’s site before acting.
Related reading: how to calculate your own net worth step by step and how wealth management works for high net worth clients.
This is general information, not financial advice.
